The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Situated steps from the Grand River, this charming circa-1860 stone townhome is located in the heart of downtown Fergus. Originally constructed as a Grist Mill, this stone block building has stood the test of time and is now your opportunity to own a little piece of Fergus History. This 2-bedroom, 2-bath townhouse blends original stone walls and exposed wooden beans with comfortable everyday living in one of Fergus' most central locations. Inside, wide-plank wood floors, exposed stone, tall windows and warm architectural finishes create a home that feels genuinely unique. The main level offers a welcoming living room, separate dining area and functional kitchen, along with a 3-piece bath. Upstairs are two bedrooms and a second 3-piece bath, while the lower level provides laundry, utility and generous storage space. Out back, a private deck and mature trees provide a quiet place to relax just steps from the energy of downtown. Walk to shops, restaurants, cafés, the Grand River and everything that makes Fergus such a special place to call home. With its unmistakable stone exterior, historic character and central location, 452 St. Andrew Street West offers something increasingly hard to find in arguably one of Ontario's most picturesque towns.
Property Details
Listing
MLS® number
X13863378
Status
For Sale
Listed
Oct 5, 2026
Last updated
Oct 21, 2026
Possession
Flexible
Building
Type
Townhouse
Style
2-Storey
Approx. age
100+
Approx. size
700–1,100 ft²
Basement
Unfinished
Lot
Frontage
14.14 ft
Depth
100.15 ft
Lot area
≈ 1,416 ft² (calculated)
View
South
Community
Fergus
Parking & utilities
Garage
None, 0 spaces
Driveway
Other, 2 spaces
Heating
Forced Air
Cooling
None
Water / sewer
Not provided by brokerage
Taxes
Property tax
$2,630 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
Keller Williams Home Group Realty
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 2
Kitchens: 1 above grade
Basement: Unfinished
Heating: Forced Air
Cooling: None
Fireplace: Yes
Fireplaces: 1
Exterior
Pool features: None
Cross street: Breadalbane Street and St. Andrew Street West
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,277/mo
Mortgage (principal + interest)$2,058
Property taxFrom listing: $2,630/yr$219
Minimum $30,000 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$110,000
Ontario land transfer taxProvincial brackets, no first-time refund$7,475
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$120,275
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Centre Wellington has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
