The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 45 Peglar Crescent! This welcoming 4 bedroom, 2 bath spacious home is situated in a quiet family-friendly neighborhood in the charming historic town of Fergus. Perfect for young families and first time buyers, this versatile backsplit offers a cozy, traditional feeling, plenty of space, and great value. The open concept mainfloor offers a seamless flow between the bright livingroom, dining area and kitchen, with access to the backyard via the side door. Upstairs you'll find 3 bedrooms, with the large master offering cheater access to the main bath which features a luxurious, walk-in theraputic tub/shower combo. The lower level provides plenty of space to spread out, with a large rec-room, 4th bedroom, second full bath and huge windows bringing in tons of natural light. Down one more level is the laundry and utilities, and even more space offering an opportunity for whatever your family needs: workshop, home gym, hobbies or just tons of extra storage! You'll have peace of mind knowing the updates since 2018 include the furnace, A/C, water softener, water heater, hardwood throughout main and lower level, and cozy covered front porch addition with low-maintenace, long lasting composite decking and privacy curtains. Continuing outside, the peaceful, private back yard is fully fenced and features interlocking stone patio, colourful gardens and handy shed. All of this is conveniently located just a short stroll from grocery stores, parks, schools, shopping and within easy commute to Guelph, KW and the GTA. Come and see for yourself how much this solid home has to offer!
Property Details
Listing
MLS® number
X13874872
Status
For Sale
Listed
Oct 7, 2026
Last updated
Oct 26, 2026
Possession
60-89 days
Building
Type
Detached
Style
Backsplit 4
Approx. age
16-30
Approx. size
1,100–1,500 ft²
Basement
Finished
Lot
Frontage
41.01 ft
Depth
99.00 ft
Lot area
≈ 4,060 ft² (calculated)
View
East
Community
Fergus
Parking & utilities
Garage
Attached, Garage, 1 space
Driveway
Private Double, 2 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$4,406 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
Your Hometown Realty Ltd
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Bedrooms below grade: 1
Kitchens: 1 above grade
Basement: Finished
Heating: Forced Air
Cooling: Central Air
Fireplace: Yes
Fireplaces: 1
Central vacuum: Yes
Exterior
Pool features: None
Property features: Fenced Yard, Place Of Worship, School, Hospital, Library, Rec./Commun.Centre
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,982/mo
Mortgage (principal + interest)$2,615
Property taxFrom listing: $4,406/yr$367
Minimum $44,900 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$139,800
Ontario land transfer taxProvincial brackets, no first-time refund$10,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$153,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Centre Wellington has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
