The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 45 Peggy Ave, Mt. Elgin! This beautiful Essex Model by Scott Stewart Construction offers 3200 sqft plus living space including 4+2 spacious bedrooms, 3+1 bathrooms, and a bright open-concept layout filled with natural light. The modern kitchen features white cabinetry, a charcoal island, and quartz countertops, while the great room showcases engineered hardwood flooring and an electric fireplace feature wall. The upper level includes a large primary suite with walk-in closet and ensuite, three additional bedrooms, a full bathroom, and a convenient second-floor laundry room. Additional highlights include an insulated 3-car garage, mudroom with built-in cubbies, a 15.6' x 11.7'wood deck, and a fully sodded oversized backyard. Located in the growing Meadowlands community, just minutes from Tillsonburg, Ingersoll, Highway401, and Oxford Hills Golf Club, this home offers the perfect blend of comfort, style, and convenience.
Property Details
Listing
MLS® number
X13725986
Status
For Sale
Listed
Aug 30, 2026
Last updated
Oct 18, 2026
Possession
Flexible
Building
Type
Detached
Style
2-Storey
Approx. age
0-5
Approx. size
2,000–2,500 ft²
Basement
Full, Finished
Lot
Frontage
54.50 ft
Depth
135.90 ft
Lot area
≈ 7,407 ft² (calculated)
View
East
Community
Mount Elgin
Parking & utilities
Garage
Attached, Garage, 3 spaces
Driveway
Private Triple, 3 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$4,780 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
RE/MAX REALTY SPECIALISTS INC.
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 4
Bedrooms below grade: 2
Kitchens: 1 above grade
Basement: Full, Finished
Heating: Forced Air
Cooling: Central Air
Fireplace: Yes
Fireplaces: 1
Exterior
Pool features: None
Property features: Fenced Yard, Other
Cross street: From Ingersoll take plank line south turn right on Mt Elgin Rd, 1st left Peggy Ave follow to new section house on the left side
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,578/mo
Mortgage (principal + interest)$3,179
Property taxFrom listing: $4,780/yr$398
Minimum $59,990 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$169,980
Ontario land transfer taxProvincial brackets, no first-time refund$13,473
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$186,253
First-time buyers can get up to $4,000 back on Ontario land transfer tax. South-West Oxford has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
