The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Unit 101 at 45 Argyle Ave, a charming ground-floor opportunity tucked just off Elgin Street, steps from the canal, top restaurants, and everyday conveniences. The inviting living room centers around a cozy wood-burning fireplace, perfect for Ottawa winters. The kitchen features stainless steel appliances, a bar-stool eating area, plus a bright breakfast nook tucked into a bay window; a lovely spot for morning coffee. A proper dining area comfortably fits a full-size table, ideal for hosting. The primary bedroom enjoys its own bay window as well, and benefits from an ensuite that is also accessible from the hallway. A 2-piece powder room off the entrance adds extra convenience for guests, rounding out a layout that's as functional as it is comfortable. The ground-level terrace is an easy, private outdoor space, plus enjoy the building's shared rooftop terrace for those wider skyline views. This unit also includes one underground parking space with a storage locker located right behind it, making everyday errands that much easier. A wonderful opportunity for first-time buyers or those looking to downsize without compromise, all in one of Ottawa's most walkable, vibrant neighbourhoods.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,509/mo
Mortgage (principal + interest)$2,245
Property taxFrom listing: $4,115/yr$343
Condo feesFrom listing$922
Minimum $35,000 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$120,000
Ontario land transfer taxProvincial brackets, no first-time refund$8,475
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$131,275
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Ottawa Centre has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
