The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Location! Location! Location! Welcome to 45 Albert St - Modern Living & Exceptional Investment Potential! Beautifully remodeled, open-concept home just steps from Lake Erie, offering modern comfort, lifestyle, and outstanding investment potential. Featuring 4 spacious bedrooms and 2 upgraded bathrooms, the home boasts a newer gourmet kitchen with a center island, flowing into bright living and dining areas. The finished lower-level family/recreation room is perfect for kids, while the private, newly fenced backyard with an above-ground pool is ideal for summer entertaining. Prime Location & Growth Potential Located near Lake Erie, this property offers beautiful water views in an area experiencing significant development. Luxury custom homes and modern residential communities are emerging throughout the region. Excellent Airbnb & Rental Potential Just minutes from Niagara Falls and the US border (Buffalo), this desirable destination attracts tourists and cross-border visitors, creating exciting opportunities for Airbnb or short-term rentals. Peaceful Living & Outstanding Value Despite ongoing development, the neighborhood remains quiet, family-friendly, and ideal for retirees. Enjoy natural beauty and a relaxed lifestyle at a price point significantly below the GTA. Whether you're looking for a family home, retirement retreat, or investment property, this home offers plenty of possibilities. Key Reasons to Buy: Steps to the lake and minutes from the US border. Potential to divide the 4-level split into two separate apartments. Excellent Airbnb and rental income potential. Rapidly developing area with exciting investment opportunities. Quiet, family-oriented neighborhood. Great neighbors! TRY YOUR OFFER - SELLER IS VERY MOTIVATED !...
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Owners vs Renters
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,494/mo
Mortgage (principal + interest)$2,200
Property taxFrom listing: $3,528/yr$294
Minimum $33,800 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$117,600
Ontario land transfer taxProvincial brackets, no first-time refund$8,235
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$128,635
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Fort Erie has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
