The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Step into timeless elegance with this stunning 2-storey brick home, boasting 126 feet of serene waterfront on the Napanee River. From the moment you enter the welcoming foyer, you're greeted by a sweeping wood staircase, original hand-textured plaster walls, and soaring ceilings that set the tone for the character and charm throughout. To the right, a sunlit living room with a wood-burning fireplace invites cozy evenings, while a charming den with wall-to-wall windows and river view creates the perfect office or reading retreat. The spacious dining room flows into a gourmet kitchen with an island and walkout to the large back deck ideal for entertaining waterside. A convenient side entrance connects to the attached brick garage, insulated and upgraded in 2025. Upstairs, the primary suite offers a peaceful haven with a walk-in closet and a spa-inspired 5-piece bathroom featuring a soaker tub and shower. An additional bedroom and a versatile third bedroom or office provide flexible living. And a sleek new 3-piece bathroom completing the upper level was added last year. Rare for its era, the fully finished lower level was thoughtfully designed to include a family room, home gym, laundry room, and abundant storage, including the original pantry cellar which was updated in 2026. Outside, 2025 brought valuable enhancements with fresh exterior upgrades and professional grading to enhance both curb appeal and peace of mind. A large deck with screened-in gazebo invites gatherings, while mornings begin with breathtaking sunrises over the water. Dock your boat or cast a line from your private dock, or simply enjoy the river breeze in your backyard retreat. Set on municipal services and just minutes to downtown Napanee, VIA Rail, and Highway 401, this home blends heritage character with modern upgrades and an extraordinary riverfront lifestyle waiting to be yours.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$4,724/mo
Mortgage (principal + interest)$4,280
Property taxFrom listing: $5,331/yr$444
Minimum $89,400 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$228,800
Ontario land transfer taxProvincial brackets, no first-time refund$19,355
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$250,955
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Greater Napanee has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
