The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Featuring 199.95 feet of direct, South-facing water frontage on the crystal-clear, spring-fed waters of Chalk Lake, 44 Chalk Lake Road is the ultimate year-round sanctuary. Positioned just 5 minutes from the 407 highway, local favorites like Slabtown Cider, nearby ski hills, and expansive trail networks, this property offers Toronto and Durham commuters a serene rural escape within 45 minutes of the city.Perched gracefully on one of the lake's highest points, this beautifully updated 3-bedroom, 3,546 sq.ft. 2-storey home with a finished walk-out lower level blends rustic 1880 charm with modern sophistication. Unobstructed panoramic views frame the quiet, motor-free lake-a clean, deep-water haven ideal for swimming, kayaking, and paddleboarding. Enjoy exclusive deeded access to a private sandy beach, or stroll down the stairs to your private dock and waterfront accessory bunkie, perfect for guests.Inside, expansive windows capture stunning water vistas. The main level showcases rich hardwood flooring, an open-concept living and dining area with a cozy fireplace, a gourmet kitchen with a centre island stepping out to a spacious deck, and a main floor bedroom with its own fireplace. The upper level hosts two remarkably spacious bedrooms-one featuring a walk-in closet and the other a scenic Juliette balcony-plus a large full bathroom. The fully finished lower level serves as a complete in-law suite or apartment, complete with a separate entrance, second kitchen, family room with a fireplace, breakfast area, and a 3-piece bath. A flat, private double driveway with a carport provides 5 parking spaces, seamlessly pairing refined lakeside tranquility with effortless commuter accessibility.
Property Details
Listing
MLS® number
E13842426
Status
For Sale
Listed
Sep 30, 2026
Last updated
Sep 30, 2026
Possession
Flexible
Building
Type
Detached
Style
2-Storey
Approx. age
Not provided by brokerage
Approx. size
2,500–3,000 ft²
Basement
Finished with Walk-Out, Walk-Out, Separate Entrance, Apartment, Finished
Lot
Frontage
150.00 ft
Depth
123.08 ft
Lot area
≈ 18,462 ft² (calculated)
View
South
Community
Rural Scugog
Parking & utilities
Garage
Carport, Garage, 2 spaces
Driveway
Private Double, 3 spaces
Heating
Baseboard
Cooling
Wall Unit(s)
Water / sewer
Not provided by brokerage
Taxes
Property tax
$10,001 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
RE/MAX ULTIMATE REALTY INC.
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Kitchens: 1 above grade · 1 below grade
Basement: Finished with Walk-Out, Walk-Out, Separate Entrance, Apartment, Finished
Heating: Baseboard
Cooling: Wall Unit(s)
Fireplace: Yes
Fireplaces: 3
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Beach, Clear View, Lake/Pond, School Bus Route, Waterfront, Wooded/Treed
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$9,247/mo
Mortgage (principal + interest)$8,413
Property taxFrom listing: $10,001/yr$833
Minimum 20% ($449,800 on this price) applies to homes priced over $1.5M in Canada; the slider starts at 20%. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$449,800
Ontario land transfer taxProvincial brackets, no first-time refund$42,700
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$495,300
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Scugog has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
