The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
First-time buyers - this is the one you've been waiting for. This legal Welland duplex offers something that rarely comes up in this market: a real home, with real flexibility, and a built-in strategy for making ownership genuinely affordable from day one. Three ways to make it yours - you choose. Option 1 - Live in the main floor, rent the upper unit. Move into a bright, open-concept two-bedroom unit with a generous kitchen, full 4-piece bath, and spacious living and dining area. The self-contained one-bedroom upper unit - with its own kitchen, living space, and full bath - generates rental income that works against your mortgage every single month. Tenants are currently in place and happy to stay. Income starts immediately. No vacancy period, no guesswork. Option 2 - Live upstairs, rent the main floor. Prefer your own quiet one-bedroom space while maximizing rental return? Move into the upper unit and lease out the larger two-bedroom main floor below. Own the building, let the bigger unit carry the costs, and build equity quietly while your tenant does the heavy lifting. Option 3 - Convert back and own something truly special. Here's the detail that stops buyers in their tracks: this home was originally built as a single-family residence - 5 bedrooms and 2 bathrooms under one roof. The duplex conversion is straightforward to reverse, and when you do, you end up with one of the most spacious updated homes available in Niagara at this price. Five bedrooms. Two full baths. Over 1,600 sq ft above grade. A full basement with separate exterior access. Updated throughout. At this size, at this price, in this location - it won't last. Separate hydro meters. Two-car private drive. Central air and gas forced-air heat. Minutes to Hwy 406, schools, hospital, shopping, transit, and parks. Flexible possession. Three paths in. One remarkable opportunity. This is what smart first-time buying looks like.
Property Details
Listing
MLS® number
X12947028
Status
For Sale
Listed
Apr 1, 2026
Last updated
Oct 8, 2026
Possession
Flexible
Building
Type
Multi-Family
Style
2-Storey
Approx. age
51-99
Approx. size
1,500–2,000 ft²
Basement
Full, Separate Entrance, Unfinished
Lot
Frontage
30.00 ft
Depth
100.00 ft
Lot area
≈ 3,000 ft² (calculated)
View
East
Community
768 - Welland Downtown
Parking & utilities
Garage
None, 0 spaces
Driveway
Private Double, 2 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$3,016 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
RE/MAX ESCARPMENT GOLFI REALTY INC.
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Kitchens: 2 above grade
Basement: Full, Separate Entrance, Unfinished
Heating: Forced Air
Cooling: Central Air
Exterior
Pool features: None
Property features: Hospital, Library, Park
Cross street: East Main Street and Crowland Avenue
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,043/mo
Mortgage (principal + interest)$1,792
Property taxFrom listing: $3,016/yr$251
Minimum $23,950 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$95,800
Ontario land transfer taxProvincial brackets, no first-time refund$6,055
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$104,655
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Welland has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
