The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
434 High Street. Rarely offered Mississippi River waterfront walking distance into Carleton Place. Mississippi Lake a short boat ride away. Almost 2000 square feet on the main level plus a finished walk-out basement. The living room/dining room are sunken with a high ceiling and a grand stone fireplace and hardwood flooring. Open concept to the kitchen with white cabinetry and an island. Massive family room off the kitchen could also be a primary bedroom suite with hardwood flooring and a rear window with a Mississippi River view. 3 bedrooms across the back of the home with windows facing the river. Renovated main bathroom with a window facing the river. Side entry and walk-out basement would make it easy to add an in-law suite. There is already a wet bar, 3 piece bathroom and a gym that could easily be a bedroom. The basement has laminate flooring, woodstove, inside access to the garage and door to the rear patio. Laundry connections in the furnace room. Metal roof (10 yrs), Windows replaced over time (back windows 2024), propane furnace Oct 23, 2018 (propane tank rented), hot water tank replaced (rented), 200 Amp service, Siding and stone installed, septic tank pumped 2024, well pressure tank (10 yrs) with a jet pump
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$4,114/mo
Mortgage (principal + interest)$3,647
Property taxFrom listing: $5,600/yr$467
Minimum $72,500 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$195,000
Ontario land transfer taxProvincial brackets, no first-time refund$15,975
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$213,775
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Carleton Place has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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