The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Custom 2-storey modern farmhouse in desirable Millpond subdivision, nestled in picturesque rural setting. Built in 2020, this home showcases an impressive exterior with professionally landscaped, low-maintenance, perennial beds, mature trees and tasteful interlocking stone driveway and walkway. Welcoming covered front porch on which to enjoy morning sunrises and beautiful escarpment views! Attractive open-plan main level with spacious dining area, perfect for entertaining and open to living room with focal fireplace and vaulted ceiling with strategically placed pot lights. Bright and airy kitchen with oversized centre island, quartz countertops, stainless steel gas stove, dishwasher and fridge. Countless windows for natural sunlight to brighten every room. 8' sliding doors lead out onto large patio with pergola for dining al fresco or sitting in one of several seating areas surrounded by a rose covered trellis. Back inside, the main floor continues to an office cum music room, large full bath with glass shower and mud room with built-in shelving and cupboards, as well as access to backyard and double car garage. The second level is well laid out with the primary bedroom overlooking the scenic backyard, spacious walk-in closet and ensuite bath with custom vanity with 2 sinks and glass shower with raindrop showerhead. Second and third bedrooms overlook the front yard and share a large family bath with tub/shower combination. The third bedroom is currently used as an office and does not have a closet. Expansive laundry room with custom cabinetry and countertop. The basement has been finished and offers a bright and sunny bedroom with full bathroom, family room area for watching your favourite movies, pantry and utility/storage rooms. Situated by Millpond Road's row of luxurious homes, this property offers a larger yard abutting serene farmland beside and behind. Ideal family home on bus route and close to amenities, this is St. Davids living at its best!
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$5,395/mo
Mortgage (principal + interest)$4,860
Property taxFrom listing: $6,424/yr$535
Minimum $104,900 down for this price; the slider moves in whole percent, starting at 9%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$259,800
Ontario land transfer taxProvincial brackets, no first-time refund$22,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$285,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Niagara-on-the-Lake has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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