The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Escape to Rice Lake and discover a four-season cottage where the hard work has already been done and the best part is simply enjoying it. Welcome to 422 Island View Road #9, a Scandinavian-inspired retreat just steps from the southeastern shore of Rice Lake, complete with deeded water access via a registered right-of-way where you can leave your paddle board down at the waters edge and shared dock where you can park your boat all summer long! Thoughtfully renovated from the studs up in 2016, the interior was extensively updated with Roxul insulation, windows, drywall, flooring, plumbing and electrical, creating a fresh, comfortable cottage that still feels warm and welcoming. At its heart is an airy open-concept kitchen, living and dining space, where the propane stove makes cool fall mornings and winter weekends especially cozy. With three bedrooms plus a bright four-season sunroom with vaulted ceilings, there's plenty of room to gather, host overnight guests or simply find a quiet spot to relax. Spend your mornings with coffee in the sunroom, your afternoons swimming and boating, and your evenings unwinding after a day on Rice Lake watching the beautiful sunset from the dock. Set on approximately .21 acres, the cottage is equipped for four-season enjoyment, with fibre optic cable recently run to the property for future service. A dug well with updated pump and pressure tank, UV and sediment filtration, Biolan greywater system and Envirolet low-flow composting toilet provide a low-maintenance practical cottage water and waste setup without a traditional septic system. And when we say turn-key, we mean it. The cottage is being offered furnished, right down to an included 18' Giesler Georgian Bay cedar-strip boat and trailer. Pack your weekend bag, head to the lake and start making memories.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$1,608/mo
Mortgage (principal + interest)$1,496
Property taxFrom listing: $1,348/yr$112
Minimum $19,995 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$79,980
Ontario land transfer taxProvincial brackets, no first-time refund$4,474
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$87,254
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Alnwick/Haldimand has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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