The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Perched on a 1-acre lot in an executive Rice Lake community just 20 mins north of Cobourg/Hwy 401, this exceptional 3+3 bedroom bungalow is thoughtfully designed for everyday comfort and enviable four-season lifestyle. With panoramic views, deeded waterfront access to Rice Lake and 18' x 36' heated saltwater in-ground pool, this distinctive Roseneath home invites peaceful mornings, spectacular sunsets and effortless entertaining. A timber-frame entry welcomes you to a bright, open-concept layout centred around a spacious living room with vaulted ceilings, beam detailing, built-ins and an electric fireplace. The dining area flows seamlessly to the kitchen with quartz counters, large centre island with wine fridge, walk-in pantry and an adjoining breakfast nook. A walkout leads to the covered upper deck with glass railing, propane BBQ hookup and stunning views. The primary wing is set apart for privacy, featuring a walk-in closet and 5-pc bath with soaker tub. Two additional bright bedrooms and 4-pc bath complete the main level. A separate main-floor laundry offers cabinetry, utility sink and quartz counters, while the inside entry to the attached double-car garage features practical built-in bench seating and coat hooks, making coming and going easy in every season. The walk-out lower level expands the living space with a large recreation room opening to the pool deck. Three additional bedrooms and 3-pc bath offer comfortable space for family or guests, complemented by a spacious utility/storage room. Outside, stamped concrete, a pool house and multiple entertaining areas create an inviting backyard retreat. Deeded Rice Lake access makes boating and waterfront recreation part of everyday life, while nearby Northumberland Forest offers hiking, off-road biking/motorized sports for year-round adventure. A premier setting, welcoming community and exceptional outdoor lifestyle, all within easy reach of everyday conveniences. Come experience the best of Rice Lake living.
Property Details
Listing
MLS® number
X13818532
Status
For Sale
Listed
Sep 23, 2026
Last updated
Sep 28, 2026
Possession
Flexible
Building
Type
Detached
Style
Bungalow
Approx. age
6-15
Approx. size
2,000–2,500 ft²
Basement
Full, Finished with Walk-Out
Lot
Frontage
175.00 ft
Depth
248.00 ft
Lot area
≈ 43,400 ft² (calculated)
View
West
Community
Rural Alnwick/Haldimand
Parking & utilities
Garage
Attached, Garage, 2 spaces
Driveway
Private, 4 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$7,199 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
RE/MAX Jazz INC.
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Bedrooms below grade: 3
Kitchens: 1 above grade
Basement: Full, Finished with Walk-Out
Heating: Forced Air
Cooling: Central Air
Fireplace: Yes
Fireplaces: 1
Exterior
Waterfront: Yes
Waterfront features: Indirect
Pool features: Inground, Salt
Property features: Clear View, Lake Access, School Bus Route, Sloping, Waterfront
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$5,463/mo
Mortgage (principal + interest)$4,863
Property taxFrom listing: $7,199/yr$600
Minimum $104,990 down for this price; the slider moves in whole percent, starting at 9%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$259,980
Ontario land transfer taxProvincial brackets, no first-time refund$22,473
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$285,253
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Alnwick/Haldimand has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
