The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
PRICED TO SELL - Turnkey waterfront living on beautiful Bray Lake! If you've been dreaming of a fully renovated waterfront retreat without taking on the cost and stress of major renovations, this is your opportunity. Set on an incredible 1.5+ acre waterfront lot, this four-season home or cottage offers exceptional value, with all the big-ticket updates already completed so you can simply move in and relax! Enjoy peaceful lakeside living with the convenience of year-round municipally maintained roads and easy access to Highway 11. The bright, open-concept main floor was designed to showcase stunning lake views, featuring a stylish white kitchen, spacious living and dining areas, oversized windows, and warm wood accents throughout. Step onto the expansive waterfront deck, the perfect place for morning coffee, entertaining, or simply taking in the view.The walkout lower level offers a primary bedroom plus two additional guest rooms and access to a covered outdoor space with endless potential for relaxing rain or shine.The big-ticket updates are already done, including a complete renovation (2023), new drilled well (2023), new septic system (2021), newer roof and windows, and low-maintenance vinyl siding, giving you peace of mind for years to come.Whether you're boating, swimming, fishing, snowmobiling, or ice fishing, this property is designed to be enjoyed in every season. Move in, unpack, and start making memories on beautiful Bray Lake...It's no coincidence that properties rarely become available here! Quick closing available and still so much summer left to enjoy in 2026.
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What’s NearbyDistances approximate
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Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,208/mo
Mortgage (principal + interest)$2,054
Property taxFrom listing: $1,848/yr$154
Minimum $29,900 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$109,800
Ontario land transfer taxProvincial brackets, no first-time refund$7,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$120,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Machar has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
