The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Discover four-season waterfront living on beautiful Troy Lake! Situated on a private, no-public-access lake spanning nearly 300 acres, this fully renovated 4-bedroom, 2-bathroom home offers the perfect combination of modern comfort and lakeside relaxation. Known for its excellent bass, pike, and perch fishing, Troy Lake is a peaceful setting to enjoy year-round. Extensively renovated in 2024, the home features a beautiful new kitchen with tile backsplash, updated bathrooms, vinyl plank flooring, modern lighting, and custom pine stairs, railings, trim, and solid pine doors throughout. Behind the scenes, upgrades include improved insulation, new plumbing, and a 200-amp electrical panel. Exterior improvements are equally impressive, with a steel roof (2023) and new siding, soffit, and eaves (2025). Step outside onto the spacious deck overlooking the lake, where clean, swimmable water reaches approximately 20 feet deep right off the dock. With your own private boat launch, getting out on the water couldn't be easier! A hot tub rough-in offers the opportunity to create your own outdoor retreat. Additional features include an installed GenerLink system for convenient generator connection during power outages, plus a heat pump included for the new owners to install. Even better, this property is being sold FULLY FURNISHED, including appliances, furniture, dock, and patio furnishings. Just bring your personal belongings and start enjoying lake life! Nearby attractions include the historic Rideau Canal at Jones Falls and the hiking trails of Rock Dunder Nature Reserve. School bus service is available, and road maintenance currently costs just $100 annually through the Troy Lake Association. With immediate possession available, there's no need to wait to make this waterfront property your own!
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,971/mo
Mortgage (principal + interest)$2,750
Property taxFrom listing: $2,657/yr$221
Minimum $48,500 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$147,000
Ontario land transfer taxProvincial brackets, no first-time refund$11,175
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$160,975
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Rideau Lakes has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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