The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Are You Looking For A Private Lot Backing Onto Serene Trees & Greenspace With Georgian Bay Views , Offering Peace, Privacy & Natural Views In The Prestigious Cobble Beach Golf Resort? Then 401 Algoma Crescent May Be The Perfect Fit. This Beautifully Designed 2736 SqFt (Finished) Berner Built Bungalow (Somerset Model) Features A Large Covered Front Porch That Welcomes You Into A Bright Foyer. The Open Concept Den/Office Provides The Perfect Space For Working From Home, Reading Or Enjoying A Quiet Retreat. A Well Appointed Guest Bedroom Sits Just Steps From A 4-Piece Bathroom, Providing A Comfortable & Private Retreat For Family And Guests. The Custom "Exquisite Design" Kitchen Is Both Stylish & Functional, Complete With A Large Centre Island & Stainless Steel Appliances. The Great Room Boasts A Dramatic Double-Raised Ceiling, Cozy Gas Fireplace & Expansive Windows Overlooking The Deck & Tranquil Treed Backdrop. The Dining Area Features Elegant French Doors That Lead To A Covered Porch & Deck, Ideal For Your Year Round BBQs & Effortless Indoor-Outdoor Entertaining. The Primary Suite Offers A Relaxing Retreat Complete With A Beautifully Appointed 4-Piece Ensuite With Elegant Porcelain Tiles, An Oversized Shower & A Custom Walk-In Closet. Convenience Meets Function With Main Floor Laundry Offering A Spacious Double Closet, Storage Closet & Direct Access To The Double Car Garage Which Includes A Custom Slat Storage Wall And A Sleek Polyaspartic-Coated Floor. Need More Space For Family Or Guests? The Lower Level Features A Spacious Family Room Or Gym Area, A Third Bedroom, A Convenient 3-Piece Bathroom & An Oversized Storage Room With Future Bedroom Potential, Complemented By An Additional Storage/Utility Space To Keep Everything Effortlessly Organized. Enjoy Resort-Style Living With Access To Golf, Tennis, A Beach Club, Dining, Spa, Scenic Trails And More, All Within This Sought-After Community.
Property Details
Listing
MLS® number
X13706170
Status
For Sale
Listed
Aug 24, 2026
Last updated
Sep 3, 2026
Possession
Flexible
Building
Type
Detached
Style
Bungalow
Approx. age
Not provided by brokerage
Approx. size
1,500–2,000 ft²
Basement
Finished
Lot
Frontage
92.75 ft
Depth
155.19 ft
Lot area
≈ 14,394 ft² (calculated)
View
West
Community
Georgian Bluffs
Parking & utilities
Garage
Attached, Garage, 2 spaces
Driveway
Private Double, 6 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$6,394 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
Century 21 Millennium Inc.
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 2
Bedrooms below grade: 1
Kitchens: 1 above grade
Basement: Finished
Heating: Forced Air
Cooling: Central Air
Fireplace: Yes
Fireplaces: 1
Exterior
Waterfront: Yes
Waterfront features: WaterfrontCommunity
Pool features: None
Property features: Beach, Golf, Hospital, Lake Access, Park, School Bus Route
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$4,218/mo
Mortgage (principal + interest)$3,685
Property taxFrom listing: $6,394/yr$533
Minimum $73,500 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$197,000
Ontario land transfer taxProvincial brackets, no first-time refund$16,175
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$215,975
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Georgian Bluffs has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
