The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Discover a rare combination of 100 feet of private waterfront and over 100 acres of shared wilderness trails right in your backyard. Imagine waking up to the sun rising over Otter Lake, pouring a cup of coffee, and stepping out onto a wrap-around porch to watch the water ripple. This chalet-style cottage offers an ideal setting for gathering family and spending time by the lake. With over 100 feet of clean waterfront, daily life revolves around the shore. Inside, floor-to-ceiling windows flood the open-concept living room with natural light and keep the lake in constant view. A pellet stove anchors the living room, creating a cozy vibe on a cooler day, while the dedicated dining space is perfect for family meals or board games during an afternoon rain shower. The layout includes a functional kitchen, an updated bathroom, and three bedrooms with vaulted ceilings that create an airy, spacious feel. Outside, a covered section of the porch ensures you can enjoy the fresh air in any weather. Mature trees shade the property, providing natural privacy. For those who love outdoor adventure, the property includes access to over 100 acres of association land filled with trails to explore. A large shed easily stores all your outdoor equipment, while a durable steel roof on the cottage provides peace of mind. This property is built for long days on the dock, evening barbecues, and a lifetime of summers spent outdoors.
Property Details
Listing
MLS® number
X13210812
Status
For Sale
Listed
May 28, 2026
Last updated
Oct 26, 2026
Possession
Flexible
Building
Type
Detached
Style
Bungalow
Approx. age
Not provided by brokerage
Approx. size
700–1,100 ft²
Basement
None
Lot
Frontage
100.00 ft
Depth
182.00 ft
Lot area
≈ 18,200 ft² (calculated)
View
West
Community
820 - Rideau Lakes (South Elmsley) Twp
Parking & utilities
Garage
None, 0 spaces
Driveway
Private, 3 spaces
Heating
Baseboard
Cooling
Other
Water / sewer
Not provided by brokerage
Taxes
Property tax
$3,158 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
ROYAL LEPAGE ADVANTAGE REAL ESTATE LTD
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Kitchens: 1 above grade
Basement: None
Heating: Baseboard
Cooling: Other
Fireplace: Yes
Fireplaces: 1
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Cross street: Highway 15 and Briton Houghton Bay Rd.
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,395/mo
Mortgage (principal + interest)$2,132
Property taxFrom listing: $3,158/yr$263
Minimum $31,990 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$113,980
Ontario land transfer taxProvincial brackets, no first-time refund$7,873
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$124,653
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Rideau Lakes has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
