The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
BELMONT LAKE IS CALLING. And this one is something special. With over 150 feet of prime waterfront on one of Ontario's most desirable lakes, this rare property offers not one, but two separate residences-a beautifully updated year-round home and a charming guest cottage-creating the ultimate waterfront package for families, entertaining, and making memories that last a lifetime. The main home is spacious, inviting, and designed for real life at the lake. Offering 3 bedrooms, 2 bathrooms, a stunning primary suite with walk-in closet and ensuite, and plenty of room for everyone to gather after a day on the water. The bright living and dining spaces capture beautiful lake views, while the unfinished lower level with high ceilings offers incredible potential for future living space, a games room, home gym, or whatever your waterfront dreams include. The cottage is exactly what a cottage should be-full of charm, warm wood finishes, a relaxed lakefront feel, 2 bedrooms, updated bathroom, kitchen, living area, sunroom, and deck. The perfect spot for guests, kids, grandparents, or anyone lucky enough to get invited for the weekend. Outside is where the magic happens. Morning coffees at the dock. Long afternoons on the boat. Fishing, swimming, paddleboarding, sunset cruises, campfires, and every summer memory you've been chasing. There's plenty of room for all the toys, all the people, and all the reasons you'll never want to leave. Adding even more appeal, you're within walking distance to the public boat launch, marina, and beach-making it easy to enjoy everything Belmont Lake has to offer. Properties like this are incredibly hard to find. Two residences. Exceptional waterfront. One of the Kawarthas' most coveted lakes. This is the kind of place families buy today and talk about for generations.
Property Details
Listing
MLS® number
X13488458
Status
For Sale
Listed
Jun 25, 2026
Last updated
Sep 30, 2026
Possession
Flexible
Building
Type
Detached
Style
Bungalow
Approx. age
Not provided by brokerage
Approx. size
1,500–2,000 ft²
Basement
Full
Lot
Frontage
152.00 ft
Depth
187.82 ft
Lot area
≈ 28,549 ft² (calculated)
View
East
Community
Belmont-Methuen
Parking & utilities
Garage
None, 0 spaces
Driveway
Private, 6 spaces
Heating
Forced Air
Cooling
Window Unit(s)
Water / sewer
Not provided by brokerage
Taxes
Property tax
$5,961 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
Century 21 United Realty Inc.
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Bedrooms below grade: 2
Kitchens: 1 above grade · 1 below grade
Basement: Full
Heating: Forced Air
Cooling: Window Unit(s)
Fireplace: Yes
Fireplaces: 2
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Beach, Clear View, Lake Access, Marina
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$4,158/mo
Mortgage (principal + interest)$3,662
Property taxFrom listing: $5,961/yr$497
Minimum $72,880 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$195,760
Ontario land transfer taxProvincial brackets, no first-time refund$16,051
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$214,611
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Havelock-Belmont-Methuen has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
