The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Located in the heart of Otterville, this well-maintained 4-bedroom, 2-bathroom home offers comfortable living in one of Oxford County's most desirable small-town communities. The bright living room, kitchen, and dining area flow seamlessly to the rear porch, overlooking mature trees and beautifully landscaped grounds. The main floor features a spacious primary bedroom with ensuite, along with two additional bedrooms and a full bathroom, providing flexibility for families, retirees, or those seeking convenient main-floor living. The finished basement expands the living space with a large rec room, a fourth bedroom, a bathroom rough-in, and an oversized utility and storage area. The laundry room has the third bathroom located next to the outside back door. Outside, the property has been thoughtfully maintained and offers plenty of space to relax and enjoy the outdoors. Additional features include an in-ground lawn irrigation system and an invisible fence, adding both convenience and functionality to the property. Ideally situated close to parks, walking trails, and local amenities, this home offers the perfect opportunity to enjoy the welcoming lifestyle and strong sense of community that make Otterville such a sought-after place to call home.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,677/mo
Mortgage (principal + interest)$3,288
Property taxFrom listing: $4,659/yr$388
Minimum $62,900 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$175,800
Ontario land transfer taxProvincial brackets, no first-time refund$14,055
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$192,655
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Norwich has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
