The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Turnkey doesn't begin to describe 12-39 Panabaker Drive. Completely renovated from top to bottom since 2022, this two-storey townhouse offers the kind of move-in-ready lifestyle that's becoming increasingly hard to find. Tucked into a quiet Ancaster enclave, you're minutes from Bishop Tonnos, golf courses, everyday shopping and quick highway access. Inside, a soft neutral palette and an abundance of natural light create a home that feels calm and effortlessly welcoming. The beautifully renovated kitchen anchors the main floor with light quartz countertops, a timeless tile backsplash, stainless steel appliances and generous prep space that flows seamlessly into the open-concept living and dining areas. This is a space made for everything from busy weekday mornings to weekend gatherings. Upstairs, the spacious primary suite offers a walk-in closet and a beautifully renovated ensuite. Every room reflects the same thoughtful attention to detail, leaving nothing left to update. The finished walkout lower level is a standout feature. Filled with natural light, it's anything but your typical basement, offering a flexible second living area alongside a dedicated home office, which is deal for today's work-from-home lifestyle. Step outside to your private backyard retreat, the perfect place to unwind with a morning coffee or enjoy warm summer evenings. An attached garage adds everyday convenience. Beautifully updated, meticulously maintained and completely move-in ready, this is the kind of home that lets you skip the renovation and start enjoying your next chapter from day one. RSA
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,512/mo
Mortgage (principal + interest)$2,618
Property taxFrom listing: $4,821/yr$402
Condo feesFrom listing$492
Minimum $44,990 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$139,980
Ontario land transfer taxProvincial brackets, no first-time refund$10,473
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$153,253
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Hamilton has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
