The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 385 Stewart Street, a stunning 1909 Century home in the heart of Peterborough, where timeless character meets thoughtful modern updates. This beautifully maintained 4-bedroom, 3-bathroom home showcases an exceptional blend of original craftsmanship and functional living. Inside, you'll find beautiful original stained glass, intricate plaster work, hardwood flooring, and preserved historic details, some of which have been highlighted by contractors as original to the home - including select wallpaper and tile elements. These features, paired with bright, sun-filled spaces, create a warm and truly one-of-a-kind atmosphere. The layout offers versatility for both family living and entertaining, including a separate business space with its own private entrance and waiting area, perfect for entrepreneurs, professionals, those working from home and in-law suite capability. Recent updates bring modern comfort to this classic home. All major appliances (fridge, dishwasher, washer, and dryer) were purchased in 2025, and the main floor bathroom has been fully renovated and expanded from a powder room into a beautifully finished full bath with elevated finishes. The basement bathroom has also been refreshed with new flooring, paint, toilet, vanity, and accessories. Additional features include solar panels, offering increased energy efficiency and long-term savings. The finished attic provides a rare, and flexible bonus space, perfect for a studio, home office, or private retreat. Located close to downtown amenities, schools, and parks, this home offers a unique opportunity to own a piece of Peterborough's history while enjoying the benefits of modern updates and live-work potential.
Property Details
Listing
MLS® number
X13742554
Status
For Sale
Listed
Sep 3, 2026
Last updated
Oct 8, 2026
Possession
Flexible
Building
Type
Detached
Style
2 1/2 Storey
Approx. age
100+
Approx. size
3,000–3,500 ft²
Basement
Partially Finished
Lot
Frontage
40.00 ft
Depth
116.00 ft
Lot area
≈ 4,640 ft² (calculated)
View
West
Community
Town Ward 3
Parking & utilities
Garage
Attached, Garage, 1 space
Driveway
Private, 1 space
Heating
Other
Cooling
None
Water / sewer
Not provided by brokerage
Taxes
Property tax
$7,223 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
eXp Realty, Brokerage
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 4
Bedrooms below grade: 0
Kitchens: 1 above grade · 0 below grade
Basement: Partially Finished
Heating: Other
Cooling: None
Fireplace: Yes
Exterior
Pool features: None
Property features: Fenced Yard, Library, Park, Place Of Worship, School
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,030/mo
Mortgage (principal + interest)$2,428
Property taxFrom listing: $7,223/yr$602
Minimum $39,900 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$129,800
Ontario land transfer taxProvincial brackets, no first-time refund$9,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$142,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Peterborough has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
