The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Stunning Fully Renovated Home with LEGAL BASEMENT APARTMENT on a Premium Lot in highly sought after McLaughlin Community of Oshawa! Situated on a generous 51 x 97 ft premium lot, this beautifully renovated home offers 3 spacious bedrooms (Main Floor) & 2 bedrooms (Basement), 3 full bathrooms, 2 full kitchens, and a fully legal basement apartment-making it the perfect choice for families, multi-generational living, or buyers seeking excellent rental income potential. The bright and inviting main floor features hardwood flooring, fresh designer paint, a custom-built feature wall cabinet, and a stunning chef-inspired kitchen complete with quartz countertops, brand-new stainless steel appliances, and modern finishes. The legal basement apartment features its own kitchen, luxury Laminate flooring, full 2 bathrooms, and private living space-ideal for generating rental income or accommodating extended family. Enjoy peace of mind with major upgrades already completed: New Furnace (2025) New Tankless Hot Water (2023) New AC (2025), New Fire Alarm System (2026). Step outside to your own private retreat. Decent sized backyard offers plenty of green space for children to play, summer barbecues, family gatherings. The extra-wide driveway comfortably accommodates up to six vehicles, providing ample parking for family and guests. Located in the highly desirable McLaughlin neighbourhood, this home is just minutes from highly rated schools (2mins walk), parks, Oshawa Center Shopping Mall (3mins), Hospital, College & University, public transit, Go Station (10mins) and Highway 401 (5mins), offering the perfect balance of convenience and community.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,094/mo
Mortgage (principal + interest)$2,618
Property taxFrom listing: $5,703/yr$475
Minimum $44,990 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$139,980
Ontario land transfer taxProvincial brackets, no first-time refund$10,473
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$153,253
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Oshawa has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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