The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Visit the REALTOR website for further information about this listing. Gorgeous Rideau River cottage with panoramic views. Escape to your own serene retreat with this gorgeous, turnkey 1-bedroom, 1-bathroom cottage with cozy loft, perfectly perched on the tranquil Rideau River. Built in 2016, this charming cottage offers breathtaking panoramic views, with beautiful morning sunrises and peaceful evening sunsets. Compact yet thoughtfully designed, the open-concept interior feels welcoming and spacious. The loft, accessed by ladder, provides a cozy second sleeping area. A 3-piece bathroom, ductless AC/heat pump and propane stove provide comfort in every season. Whether you're looking for a summer getaway, weekend retreat or weekly rental opportunity, this little gem is ready to enjoy. Step outside to the covered veranda, deck and patio overlooking the river-ideal for relaxing, entertaining or creating your own outdoor kitchen. With 100' of river frontage and a 36' dock, you'll have endless opportunities for exploring the Rideau River. The River offers excellent fishing. Water is supplied by a river-fed system with pump, pressure tank, coarse filter and UV filtration, plus a 2,000-gallon holding tank. Two parking spaces and two storage sheds add convenience. Located just 10 minutes west of Merrickville and 15 minutes from Smiths Falls, with easy access from Ottawa and Kingston. The Rideau River, part of a UNESCO World Heritage Site, offers a spectacular setting for recreation and relaxation. Features: Covered veranda 100' river frontage CanExel siding 36' dock 2 parking spaces 2 storage sheds River-fed water system with UV filtration 2,000-gallon holding tank 100 AMP electrical High-speed internet available Metal & rubber roofing (2016) Hot water tank (2016) Ductless AC/heat pump (2021) Custom blinds 2 exterior outlets Exterior hose Propane tank rental $45/year.
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,033/mo
Mortgage (principal + interest)$1,777
Property taxFrom listing: $3,078/yr$257
Minimum $23,750 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$95,000
Ontario land transfer taxProvincial brackets, no first-time refund$5,975
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$103,775
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Merrickville-Wolford has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
