The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
EXECUTIVE BUNGALOW LIVING. EXCEPTIONAL FINISHES. AN ENVIABLE LIFESTYLE. Discover the luxury of beautifully designed one-floor living in this impressive 2022-built ranch bungalow, ideally located in one of St. Thomas' desirable newer neighbourhoods, minutes from St. Thomas Elgin General Hospital, greenspace & walking trails. Offering the space & quality of an executive residence without the demands of a larger two-storey home, this exceptional property combines refined interiors, outstanding entertaining spaces & a beautifully landscaped private retreat. White oak hardwood, architectural ceiling details, designer lighting & California shutters create a cohesive, upscale interior. The open-concept great room features a striking full-height tiled fireplace, while the beautifully appointed kitchen showcases an oversized quartz island, gas range, custom wood detailing, statement pendants & walk-in pantry. A coordinating wet bar with quartz counter & second sink elevates the entertaining experience. The private primary suite offers a luxurious 5-piece ensuite with soaker tub & glass shower, walk-in closet & sliding doors to its own secluded deck. Two additional main-floor bedrooms provide flexibility for guests or a dedicated home office, complemented by a full bathroom & convenient main-floor laundry. The finished lower level offers exceptional additional living space with a generous family room, fireside den, guest bedroom, exercise room & 5-piece bathroom. Outdoors, a pergola-covered deck transitions to an expansive stamped concrete patio surrounded by mature cedars, hydrangeas & lush perennial gardens within the fully fenced yard. Beautiful curb appeal, a covered stone entry & attached double garage complete this compelling offering. for those ready to embrace exceptional one-floor living without compromising on quality, space or lifestyle, this is a home worth experiencing firsthand.
Property Details
Listing
MLS® number
X13872554
Status
For Sale
Listed
Oct 6, 2026
Last updated
Oct 29, 2026
Possession
Flexible
Building
Type
Detached
Style
Bungalow
Approx. age
0-5
Approx. size
1,500–2,000 ft²
Basement
Finished
Lot
Frontage
49.40 ft
Depth
121.30 ft
Lot area
≈ 5,992 ft² (calculated)
View
East
Community
St. Thomas
Parking & utilities
Garage
Attached, Garage, 2 spaces
Driveway
Private Double, Inside Entry, 2 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$6,216 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
SUTTON GROUP - SELECT REALTY INC.
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Bedrooms below grade: 2
Kitchens: 1 above grade · 0 below grade
Basement: Finished
Heating: Forced Air
Cooling: Central Air
Fireplace: Yes
Fireplaces: 2
Exterior
Pool features: None
Property features: Fenced Yard, Park, School, Golf, Greenbelt/Conservation
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,990/mo
Mortgage (principal + interest)$3,472
Property taxFrom listing: $6,216/yr$518
Minimum $67,800 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$185,600
Ontario land transfer taxProvincial brackets, no first-time refund$15,035
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$203,435
First-time buyers can get up to $4,000 back on Ontario land transfer tax. St. Thomas has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
