The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
$66,916 REDEVELOPMENT CREDIT + POSSIBLE VENDOR TAKE BACK FINANCING. On August 25, 2026, City of Kawartha Lakes Council extended the redevelopment credit availability period for 38 Oak Street to December 31, 2027. If a building permit is obtained by that date, the $66,916 in development charges would be fully offset by the redevelopment credit, subject to municipal confirmation. The sellers may also consider a Vendor Take Back (VTB) mortgage for qualified buyers, creating an attractive opportunity for builders, investors, and end users. Rare 66 x 151 ft cleared building lot situated on a charming heritage street in the heart of Fenelon Falls, ideally suited for a custom home, luxury retreat, or investment project. Municipal water, sewer, hydro, and natural gas services are available on the street for future reconnection, adding convenience and value for redevelopment. Set on a quiet dead-end street, the property offers partial Cameron Lake views, beautiful sunset exposure, and a highly desirable walkable location. Enjoy a 1-minute walk to the public beach and nearby boat launch, plus approximately 2 minutes to downtown Fenelon Falls, with boutique shops, restaurants, cafés, patios, and year-round amenities .A substantial 24' x 30' detached garage with concrete floor remains on site, providing valuable storage, workshop space, or potential integration into future redevelopment plans.
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Age Groups
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Owners vs Renters
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What’s NearbyDistances approximate
No nearby school data is available for this listing.
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Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$1,200/mo
Mortgage (principal + interest)$1,122
Property taxFrom listing: $927/yr$77
Minimum $15,000 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$60,000
Ontario land transfer taxProvincial brackets, no first-time refund$2,975
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$65,775
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Kawartha Lakes has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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