The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Discover an exceptional opportunity to enjoy waterfront living in the heart of Port Carling. Beautifully renovated, this four-bedroom, two-bathroom home on Silver Lake combines the charm of Muskoka cottage life with the convenience of being just steps from the village's shops, restaurants and amenities.Designed for relaxed, year-round enjoyment, the home features inviting living spaces, a fireplace and a walkout lower level providing easy access to the outdoors. Whether entertaining family and friends or enjoying a quiet weekend escape, the layout offers comfort and flexibility.The waterfront is a highlight, with approximately 97 feet of shoreline, a dock, a small sandy beach area and excellent swimming. Spend summer afternoons on the water, gather around the lakeside firepit as the sun sets, or enjoy outdoor dining and barbecues in the seating area near the house. Beautiful sunset views provide a memorable backdrop to everyday living.Ideally situated on Port Carling's main street, the property offers the freedom to leave the car behind and explore the village on foot. Its central location, four-bedroom accommodation and waterfront amenities also present an appealing opportunity for buyers seeking an investment property with potential rental income, subject to applicable regulations.Whether envisioned as a full-time residence, a weekend retreat or an income-producing investment, 38 Joseph Street offers a versatile Muskoka lifestyle in a highly desirable village setting.
Property Details
Listing
MLS® number
X14119898
Status
For Sale
Listed
Oct 26, 2026
Last updated
Oct 27, 2026
Possession
Immediate
Building
Type
Detached
Style
Bungalow
Approx. age
51-99
Approx. size
700–1,100 ft²
Basement
Finished with Walk-Out
Lot
Frontage
97.00 ft
Depth
320.26 ft
Lot area
≈ 31,065 ft² (calculated)
View
East
Community
Medora
Parking & utilities
Garage
None, 0 spaces
Driveway
Private, 3 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$3,053 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
SOTHEBY'S INTERNATIONAL REALTY CANADA
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 4
Kitchens: 1 above grade
Basement: Finished with Walk-Out
Heating: Forced Air
Cooling: Central Air
Fireplace: Yes
Fireplaces: 2
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Lake/Pond, Golf, Waterfront, School Bus Route, Terraced
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$4,369/mo
Mortgage (principal + interest)$4,115
Property taxFrom listing: $3,053/yr$254
Minimum $85,000 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$220,000
Ontario land transfer taxProvincial brackets, no first-time refund$18,475
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$241,275
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Muskoka Lakes has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
