The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to one of North Bay's most iconic waterfront properties. Privately nestled on 10.4 acres of mature forest with a sandy beach on Twin Lake, this remarkable resort-style retreat offers the perfect balance of tranquility and convenience, just minutes from downtown. A sense of calm can be felt throughout the property, both inside and out, as majestic pines, sparkling water, and natural surroundings create an exceptional setting. The home exudes a relaxing atmosphere and features 3+1 bedrooms, 2.5 bathrooms, vaulted ceilings throughout the main floor, and a spacious walkout lower level. The main floor features a new kitchen and open-concept dining area overlooking the family room with direct access to the outdoors. A generous living room flows seamlessly into the full-length sunroom, where panoramic views take center stage. Three main-floor bedrooms with a 2-piece ensuite and updated 4-piece main bath with heated floors for added comfort. The walkout lower level is designed for entertaining and family gatherings, offering a large recreation room complete with a woodstove, wet bar, and direct outdoor access. This level also features a spacious fourth bedroom, a 3-piece bathroom, and a sauna. Outside, the property continues to impress with a detached double-car garage, double carport, and a large covered, screened-in outdoor living area. Enjoy endless summer days at the private west facing sandy beach, complete with a waterslide, or explore the property's trails and surrounding nature. Paddling, fishing, hiking, and snowmobiling can all be enjoyed right from your doorstep. If you're seeking exceptional privacy, abundant space, and a true waterfront lifestyle without sacrificing proximity to city amenities, this one-of-a-kind property is a must-see!
Property Details
Listing
MLS® number
X13431756
Status
For Sale
Listed
Jun 11, 2026
Last updated
Oct 8, 2026
Possession
Flexible
Building
Type
Detached
Style
Contemporary
Approx. age
51-99
Approx. size
1,500–2,000 ft²
Basement
Full, Walk-Out, Finished
Lot
Frontage
570.00 ft
Depth
11.50 ft
Lot area
≈ 6,555 ft² (calculated)
View
North
Community
Birchaven
Parking & utilities
Garage
Detached, Garage, 2 spaces
Driveway
Private, Private Double, 8 spaces
Heating
Heat Pump
Cooling
Wall Unit(s)
Water / sewer
Not provided by brokerage
Taxes
Property tax
$4,415 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
Century 21 Blue Sky Region Realty Inc., Brokerage
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Bedrooms below grade: 1
Kitchens: 1 above grade
Basement: Full, Walk-Out, Finished
Heating: Heat Pump
Cooling: Wall Unit(s)
Fireplace: Yes
Fireplaces: 1
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Beach, Lake Access, School Bus Route
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,922/mo
Mortgage (principal + interest)$3,554
Property taxFrom listing: $4,415/yr$368
Minimum $70,000 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$190,000
Ontario land transfer taxProvincial brackets, no first-time refund$15,475
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$208,275
First-time buyers can get up to $4,000 back on Ontario land transfer tax. North Bay has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
