The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to Penthouse 903 at The Spencer, an exceptional residence from the exclusive Opulence Collection, thoughtfully designed by Tanner Vine Interiors. Offering approximately 2,380 sq. ft. of interior living space, this sophisticated 2-bedroom + den, 2-bathroom penthouse blends understated luxury with elevated contemporary design.A generous foyer leads to expansive open-concept living, dining and kitchen spaces designed for effortless entertaining. Oversized windows, approximately 10-ft ceilings and engineered white oak hardwood create a bright and refined atmosphere throughout. The beautifully appointed kitchen features custom cabinetry, quartz and marble surfaces and a premium Thermador appliance package.The spacious primary retreat features a walk-in closet and luxurious ensuite with freestanding tub and separate shower, complemented by a second bedroom, versatile den and additional full bathroom. Enjoy 227 sq. ft. of outdoor balcony space with a gas BBQ hookup-an exclusive feature of the 9th floor. A distinctive opportunity to experience the refined design and craftsmanship of the Tanner Vine-designed Opulence Collection at The Spencer. Please note that some photos have been virtually staged and/or enhanced to illustrate the property's potential.
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$13,236/mo
Mortgage (principal + interest)$10,100
Property taxFrom listing: $17,810/yr$1,484
Condo feesFrom listing$1,652
Minimum 20% ($539,980 on this price) applies to homes priced over $1.5M in Canada; the slider starts at 20%. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$539,980
Ontario land transfer taxProvincial brackets, no first-time refund$53,973
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$596,753
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Glebe - Ottawa East and Area has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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