The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Your Georgian Bay Cottage Escape - Without the Waterfront Price Tag! Dreaming of a Georgian Bay getaway without the cost of direct waterfront ownership? This inviting three-bedroom cottage offers an affordable way to enjoy the cottage lifestyle, with a nearby water access area just a five-minute walk away. Spend summer days swimming, paddling and exploring the bay, then unwind on the wrap-around front deck with morning coffee or relaxed evenings with family and friends. Low property taxes add to the appeal, making this an attractive option for buyers looking for a personal retreat without the higher carrying costs often associated with waterfront properties. Currently enjoyed by the owners for three seasons, with occasional winter use, the cottage offers flexibility for extended getaways throughout the year. A cozy wood-burning stove creates a welcoming atmosphere on cooler days, while baseboard heating provides additional warmth. A wall-mounted air conditioner helps keep things comfortable during the summer months. Beyond its appeal as a personal escape, this property offers potential for buyers interested in rental income when they're not enjoying it themselves. Located in a popular vacation area, it may provide an opportunity to offset ownership costs while sharing the Georgian Bay lifestyle with others, subject to applicable municipal requirements. Practical updates include a new roof and most windows in 2020, updated plumbing and electrical, Roxul insulation in the exterior walls and attic, soundproofing insulation in the interior walls, and additional insulation beneath approximately 60% of the cottage. Whether you're searching for a weekend retreat, a place to create lasting family memories, or a cottage with potential rental appeal, this property offers an opportunity to make Georgian Bay cottage life your own. Furniture is negotiable, making it even easier to settle in and start enjoying your getaway.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$1,906/mo
Mortgage (principal + interest)$1,740
Property taxFrom listing: $2,002/yr$167
Minimum $23,250 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$93,000
Ontario land transfer taxProvincial brackets, no first-time refund$5,775
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$101,575
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Meaford has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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