The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 3595 Algonquin Drive! Discover relaxed comfortable living in the over 3,000 sq ft of living space of this beautiful custom-built home situated in the sought-after adult lifestyle community of Ridgeway-by-the-Lake. Designed with an open concept, the main floor features a large tiled entrance leading to a spacious bright living area with a cathedral ceiling, transom window and an attractive in-wall fireplace. The dining area has views over the garden and rear patio. The generous kitchen has Cambria quartz countertops with an extended wrap-around peninsula providing maximum workspace as well as space for casual meals at the counter, featuring floor to ceiling cabinetry .The kitchen, the small similarly-decorated bar area, and the dining room share access to the peace and seclusion of a lovely patio surrounded by meticulously maintained gardens. The mudroom and laundry area lead off the kitchen. The main bedroom has a spacious walk-in closet, and an en-suite bathroom with a double vanity, bath and tiled shower stall. There is a guest bedroom, a second bathroom and a study/office. The main floor has hardwood flooring while the lower level has premium-quality laminate floors.The finished lower level adds exceptional living space featuring a spacious family room, large den, guest bedroom, bathroom, fridge/freezer room, and a small gym. There is also a large storage area. This home has a new air-conditioner (2025), and a new Generac generator and forced air furnace both installed in 2026, providing comfort and peace of mind. As a resident of Ridgeway-by-the-Lake, you will enjoy the convenience of being just a short walk to the beautiful private clubhouse. Optional membership includes access to amenities such as a pool, library, gym and pool room. Ridgeway village is just minutes away, as is the lake . This is a wonderful opportunity to enjoy the lifestyle you have been looking for! Come and take a peek - you may just feel right at home
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Age Groups
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What’s NearbyDistances approximate
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Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$4,794/mo
Mortgage (principal + interest)$4,022
Property taxFrom listing: $9,274/yr$773
Minimum $82,500 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$215,000
Ontario land transfer taxProvincial brackets, no first-time refund$17,975
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$235,775
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Fort Erie has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
