The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Two cottages, two separate deeds, and one inviting Howe Island getaway. Offered together as a package, these off-grid St. Lawrence River cottages provide space to gather with family and friends while giving everyone room to settle in and enjoy island life. The three-bedroom waterfront cottage sits on a level lot with approximately 50 feet of shoreline, a sheltered dock, a covered porch, and sunset views over the river. The second, two-bedroom cottage has water views, an enclosed porch, a spacious deck, a detached double garage/workshop, and a bunkie. A deeded five-foot right-of-way provides access to the river.Both cottages feature open-concept living, dining, and kitchen areas, three-piece bathrooms, vinyl siding, and steel roofs. Solar panels charge batteries for lighting and appliances, while the refrigerators, stoves, and space heaters run on propane. Set on the Bateau Channel side of Howe Island, the property is minutes from the lower ferry and accessible via the island's year-round, 24-hour on-demand car ferry. Whether you envision a family retreat, a getaway shared with friends, or separate spaces for guests, this is a wonderful opportunity to spend your summers on the St. Lawrence.
Property Details
Listing
MLS® number
X13836456
Status
For Sale
Listed
Sep 25, 2026
Last updated
Sep 28, 2026
Possession
Flexible
Building
Type
Detached
Style
Bungalow
Approx. age
Not provided by brokerage
Approx. size
1,100–1,500 ft²
Basement
None
Lot
Frontage
44.84 ft
Depth
417.00 ft
Lot area
≈ 18,698 ft² (calculated)
View
West
Community
Howe Island
Parking & utilities
Garage
Detached, Garage, 2 spaces
Driveway
Available, Private, 8 spaces
Heating
Other
Cooling
None
Water / sewer
Not provided by brokerage
Taxes
Property tax
$2,718 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 5
Kitchens: 2 above grade
Basement: None
Heating: Other
Cooling: None
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Beach, Golf, Hospital, Lake Access, Marina, Waterfront
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,284/mo
Mortgage (principal + interest)$2,058
Property taxFrom listing: $2,718/yr$227
Minimum $30,000 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$110,000
Ontario land transfer taxProvincial brackets, no first-time refund$7,475
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$120,275
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Frontenac Islands has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
