The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Beach days. Backyard evenings. A home that makes both feel effortless. 1492 sqft bungalow built in 2020 with deeded access to a private sandy beach just beside the property. This custom-built bungalow on quiet Fire Lane 7 in Cedar Bay brings a relaxed lakeside lifestyle together with beautiful finishes and comfortable everyday living. Wide plank hickory hardwood flows through the main living space where a soaring tongue-and-groove pine ceiling, decorative beams and an oversized gas fireplace create a warm, inviting setting. The open kitchen, dining and living areas keep everyone connected while two sets of oversized sliding doors extend the gathering space outdoors. Transom windows above the kitchen cabinetry bring in natural light and views of the surrounding greenery. White cabinetry, quartz counters, subway tile backsplash, under-cabinet lighting, six-burner gas range and a panelled dishwasher complete a kitchen that looks as good as it funtions. The spacious primary bedroom features the continued hickory flooring, its own patio doors and a private 3-piece ensuite with a large tiled shower. A second bedroom and a modern 4-piece bathroom with a tucked-away laundry closet make main-floor living easy. Downstairs, the finished lower level adds a generous rec-room with vinyl plank flooring, large third bedroom with two windows and plenty of storage. Outside, an expansive raised patio steps down to a second stone patio and a large, fully fenced yard bordered by cedars. There's room to host a crowd, let the dogs play or simply settle into a quiet afternoon. Hardie board-and-batten siding, outdoor shower, parking for six, Kohler standby generator and an owned hot water system add everyday practicality. Start your morning with a walk to the beach. End it with friends on the patio and nowhere else you need to be. This could be the change of pace you've been looking for.
Property Details
Listing
MLS® number
X14089636
Status
For Sale
Listed
Oct 16, 2026
Last updated
Oct 28, 2026
Possession
Flexible
Building
Type
Detached
Style
Bungalow
Approx. age
6-15
Approx. size
1,100–1,500 ft²
Basement
Full, Finished
Lot
Frontage
72.00 ft
Depth
177.15 ft
Lot area
≈ 12,755 ft² (calculated)
View
South
Community
874 - Sherkston
Parking & utilities
Garage
None, 0 spaces
Driveway
Private Double, 6 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$7,819 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
RE/MAX HENDRIKS TEAM REALTY
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 2
Bedrooms below grade: 1
Kitchens: 1 above grade · 0 below grade
Basement: Full, Finished
Heating: Forced Air
Cooling: Central Air
Fireplace: Yes
Fireplaces: 1
Exterior
Waterfront features: Indirect
Pool features: None
Property features: Beach, Fenced Yard, Wooded/Treed
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,252/mo
Mortgage (principal + interest)$2,600
Property taxFrom listing: $7,819/yr$652
Minimum $44,500 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$139,000
Ontario land transfer taxProvincial brackets, no first-time refund$10,375
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$152,175
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Port Colborne has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
