The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 354 Oak Street in the heart of Gananoque and located on a quiet residential street very close to the Gananoque River. This 2 + 1 bedroom bungalow offers comfortable, practical living with the added benefit of a nicely sized, fully fenced backyard offering wonderful privacy and large lower deck with raised deck off kitchen. Great for pets too. This property is beautifully landscaped with wonderful perennials and amazing streetscape. The home has separate dining room and there is a lovely 3 sided fireplace that can be enjoyed from living and dining rooms. The primary bedroom on main level has direct entrance to the main bath and the 2nd full bath on the lower level has a walk in accessible tub. The laundry is conveniently located on the main floor and should it be preferred to be on lower level there is another laundry hookup there also, along with the 4 pc bath - accessible tub, office/bedroom, utility area, storage, and lots of room for future recreation room etc. This immaculate home has been very well maintained and is exceptionally inviting. Gananoque is located on the St. Lawrence River with Thousand Island Playhouse and Royal Theatre for live performances, Marinas, Cinema, Restaurants, Shops, Parks, Recreation Centre, (indoor and outdoor rinks), and so much more. A great place to live!
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Age Groups
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Owners vs Renters
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Household Type
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What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
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Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,044/mo
Mortgage (principal + interest)$1,716
Property taxFrom listing: $3,929/yr$327
Minimum $22,941 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$91,761
Ontario land transfer taxProvincial brackets, no first-time refund$5,651
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$100,212
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Gananoque has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
