The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
An extraordinary Lake Ontario waterfront estate where luxury, privacy and natural beauty converge. Set in prestigious Haldimand Shores, this exceptional approximately 1.5+ acre property offers 253 feet of pristine shoreline, private beach and breathtaking, unobstructed lake views. The property has been expanded through the recent acquisition of approximately 1/2 acre of additional waterfront land, separately surveyed and identified by its own PIN. Just minutes from the charm and amenities of Cobourg. Custom-built and impeccably maintained, this all-brick bungalow offers over 5,200 sq. ft. of refined living space with spectacular lake views from both levels. The main floor features a sun-filled living room with gas fireplace, elegant dining room, private office, spacious eat-in kitchen and convenient laundry. The luxurious primary suite enjoys stunning lake views and a spa-inspired ensuite.The fully finished lower level continues the exceptional living experience with expansive lake vistas, a generous family room with gas fireplace, kitchenette, fitness area, climate-controlled wine cellar and three large bedrooms. Professionally landscaped grounds create an extraordinary outdoor living environment, featuring a large waterfront patio, enclosed glass gazebo, smokeless fire pit, natural stone steps to the lake and beautifully designed paver walkways. The 253-foot engineered seawall with natural granite boulders is complemented by a 253-foot, six-foot-wide river-rock splash pad with finished edge. An oversized three-car garage with access from both levels, geothermal heating and cooling, full natural gas conversion and a 2025 26 kW Kohler whole-home standby generator with surge protection and transferable 10-year warranty complete the offering. This is a rare opportunity to experience sophisticated year-round waterfront living on one of Lake Ontario's most coveted shorelines.
Property Details
Listing
MLS® number
X13822370
Status
For Sale
Listed
Sep 23, 2026
Last updated
Sep 25, 2026
Possession
Flexible
Building
Type
Detached
Style
Bungalow
Approx. age
16-30
Approx. size
2,500–3,000 ft²
Basement
Full, Finished
Lot
Frontage
207.96 ft
Depth
294.00 ft
Lot area
≈ 61,140 ft² (calculated)
View
South
Community
Rural Alnwick/Haldimand
Parking & utilities
Garage
Attached, Garage, 3 spaces
Driveway
Private, 8 spaces
Heating
Forced Air
Cooling
Other
Water / sewer
Not provided by brokerage
Taxes
Property tax
$13,469 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
Bosley Real Estate Ltd.
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 1
Bedrooms below grade: 3
Kitchens: 1 above grade
Basement: Full, Finished
Heating: Forced Air
Cooling: Other
Fireplace: Yes
Fireplaces: 2
Central vacuum: Yes
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Clear View, Lake Access, Lake/Pond, School, School Bus Route, Waterfront
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$9,540/mo
Mortgage (principal + interest)$8,417
Property taxFrom listing: $13,469/yr$1,122
Minimum 20% ($450,000 on this price) applies to homes priced over $1.5M in Canada; the slider starts at 20%. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$450,000
Ontario land transfer taxProvincial brackets, no first-time refund$42,725
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$495,525
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Alnwick/Haldimand has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
