The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Experience the magic of this Lake Simcoe Direct Waterfront Family Cottage on the highly sought-after east side of Georgina Island. This charming winterized 3-season retreat is perfectly situated directly on your private shoreline, this 3-bedroom, 1-bath cottage is designed for making memories. Relax and watch the sunrise on the large sun-drenched deck with your morning coffee, or spend your days swimming and fishing in crystal-clear water. Inside, you'll find a spacious living area and a bright kitchen perfect for family gatherings. This is a rare opportunity to own a slice of paradise at an affordable price point. "Mortgage financing may be available to qualified buyers." Note: "Very Important" Cottage is on leased land ($5,500/year). Accessible via passenger/car ferry.
Property Details
Listing
MLS® number
N13067158
Status
For Sale
Listed
May 1, 2026
Last updated
Sep 2, 2026
Possession
Flexible
Building
Type
Detached
Style
1 1/2 Storey
Approx. age
Not provided by brokerage
Approx. size
700–1,100 ft²
Basement
Crawl Space
Lot
Frontage
90.81 ft
Depth
156.62 ft
Lot area
≈ 14,223 ft² (calculated)
View
East
Community
Georgina Island
Parking & utilities
Garage
None, 0 spaces
Driveway
Private, 6 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$2,737 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
REMAX YOUR COMMUNITY REALTY
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Kitchens: 1 above grade
Basement: Crawl Space
Heating: Forced Air
Cooling: Central Air
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Clear View, Island, Lake/Pond, Marina
Cross street: Off Ferry turn right on Bear Road to 344 Loon Road.
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,173/mo
Mortgage (principal + interest)$1,945
Property taxFrom listing: $2,737/yr$228
Minimum $27,000 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$104,000
Ontario land transfer taxProvincial brackets, no first-time refund$6,875
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$113,675
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Georgina Islands has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
