The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Direct Francis Lake waterfront living in scenic Georgian Bluffs! On a deep half acre lot with a clean shoreline, private dock, and water views, this brick sidesplit presents an outstanding investment and potential. The main floor features a bright kitchen with butternut cabinets, a living and dining space, accented by rich cherry board and batten detailing. Large windows flood the living area with natural light, while a walk-out from the dining space leads directly to the deck overlooking the water. The upper level features three spacious bedrooms and a four piece bathroom. The fully finished walk-out basement includes a cozy family room centered around a propane fireplace, a second living room, two additional bedrooms, a three piece bathroom. Recent updates deliver true peace of mind, featuring a newly installed shingles (2025) and an owned water heater (2021). For all your storage and parking needs, the property features a detached two-car garage paired with an expansive driveway. Step outside to enjoy mature trees, sweeping country views, and direct access to the water for swimming or kayaking. Situated on a year-round municipal road off Grey Road 17, this home combines quiet rural side road living with quick access to Owen Sound amenities, Georgian Bay, and local Bruce Trail hiking routes. Book your private showing today to experience the incredible value and lifestyle this Francis Lake property has to offer!
Property Details
Listing
MLS® number
X13798048
Status
For Sale
Listed
Sep 17, 2026
Last updated
Sep 17, 2026
Possession
Flexible
Building
Type
Detached
Style
Sidesplit
Approx. age
Not provided by brokerage
Approx. size
1,100–1,500 ft²
Basement
Full, Finished, Walk-Out
Lot
Frontage
66.00 ft
Depth
340.00 ft
Lot area
≈ 22,440 ft² (calculated)
View
North
Community
Georgian Bluffs
Parking & utilities
Garage
Detached, Garage, 2 spaces
Driveway
6 spaces
Heating
Baseboard
Cooling
None
Water / sewer
Not provided by brokerage
Taxes
Property tax
$5,487 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
Royal LePage RCR Realty
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Bedrooms below grade: 2
Kitchens: 1 above grade
Basement: Full, Finished, Walk-Out
Heating: Baseboard
Cooling: None
Fireplace: Yes
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Clear View, Lake Access, Lake/Pond, Waterfront, Wooded/Treed
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$4,946/mo
Mortgage (principal + interest)$4,489
Property taxFrom listing: $5,487/yr$457
Minimum $95,000 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$240,000
Ontario land transfer taxProvincial brackets, no first-time refund$20,475
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$263,275
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Georgian Bluffs has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
