The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 341 Cotter Street, a charming two-bedroom home offering character, privacy, and an exceptional setting within walking distance of Downtown Newmarket and Fairy Lake.At the heart of the home, the spacious kitchen features generous cabinetry, warm wood countertops, ample shelving, and a bright dining area with direct access to the outdoors. From here, the layout flows naturally into the inviting living room, where original woodwork, hardwood floors, large windows, and a fireplace create a warm and comfortable gathering space. A dedicated main-floor office provides the flexibility to work from home, study, or create a quiet reading room, while the enclosed front porch offers a peaceful place to enjoy the changing seasons.Upstairs, two bright bedrooms are filled with natural light and enhanced by charming sloped ceilings and original wood floors.Outside, the property is truly distinctive. A large side yard, mature trees, established gardens, and multiple outdoor areas create a private, almost fairytale-like environment with space to relax, entertain, garden, and enjoy nature.Filled with warmth and individuality, this is a rare opportunity to enjoy a character home and generous property just moments from Main Street's shops and restaurants, Fairy Lake, parks, and trails.
Property Details
Listing
MLS® number
N13854628
Status
For Sale
Listed
Oct 2, 2026
Last updated
Oct 29, 2026
Possession
Flexible
Building
Type
Detached
Style
2-Storey
Approx. age
Not provided by brokerage
Approx. size
700–1,100 ft²
Basement
Unfinished
Lot
Frontage
119.80 ft
Depth
72.70 ft
Lot area
≈ 8,709 ft² (calculated)
View
East
Community
Central Newmarket
Parking & utilities
Garage
None, 0 spaces
Driveway
Private, 3 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$3,814 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
KELLER WILLIAMS REFERRED URBAN REALTY
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 2
Kitchens: 1 above grade
Basement: Unfinished
Heating: Forced Air
Cooling: Central Air
Exterior
Pool features: None
Property features: Clear View, Park, Public Transit, Lake/Pond
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,929/mo
Mortgage (principal + interest)$2,611
Property taxFrom listing: $3,814/yr$318
Minimum $44,800 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$139,600
Ontario land transfer taxProvincial brackets, no first-time refund$10,435
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$152,835
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Newmarket has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
