The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
PRICE ADJUSTMENT!!! Ideally positioned between the charming communities of Bobcaygeon & Fenelon Falls, this exceptional & affordable waterfront property offers direct canal access to the highly desirable Sturgeon Lake & Trent-Severn Waterway system. Whether you are seeking a year-round residence or cottage retreat, this property delivers the perfect balance of comfort, recreation, & scenic beauty. Enjoy boating, fishing, swimming & a wide range of lakeside recreational activities directly from your property. Relax by the water's edge on the sitting dock or unwind on the expansive deck & hot tub while taking in the tranquil natural surroundings. Upon entering the home, you are welcomed by a spacious foyer featuring wall to wall built-in cabinetry & abundant storage. This beautifully updated 3-bdrm, 2-bath residence includes a remarkable addition completed approximately eight years ago, distinguished by soaring ceilings & an expansive great room with generous living & dining spaces. Step out onto the large deck overlooking the water, an ideal setting for entertaining or enjoying the scenic views. The open-concept kitchen is thoughtfully designed with an eat in area, a sit up island, access to the deck & waterfront. The primary bedroom also features access to the deck & is complemented by a semi ensuite spa-inspired 5-piece bathroom complete with a luxurious wet room, separate shower & stand alone tub. The guest 2 piece bathroom includes the laundry area. The upper loft provides a bright & versatile space suitable for a home office or additional living space. The finished lower level offers further flexibility as a family rm, games rm or additional bedroom. Highlights include an armour stone retaining wall, limestone pathways upgraded SS appliances, a whole-home Generac generator & a MONITORED SECURITY SYSTEM, all situated on a private street.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$4,303/mo
Mortgage (principal + interest)$3,928
Property taxFrom listing: $4,504/yr$375
Minimum $80,000 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$210,000
Ontario land transfer taxProvincial brackets, no first-time refund$17,475
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$230,275
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Kawartha Lakes has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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