The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 34 Hillcrest Ave., Chatham, ON, a beautifully renovated property offering exceptional flexibility for homeowners, multi-generational families, and investors alike. Ideally located in a quiet, established neighbourhood, this versatile home is just minutes from downtown Chatham, St. Clair College, Chatham-Kent Health Alliance, schools, parks, shopping, restaurants, public transit, and convenient access to Highway 401. Configured as a legal two-unit home, the property can also be easily enjoyed as a spacious single-family residence, with just one interior door separating the upper and lower living spaces. The upper level features 3 spacious bedrooms, 1 full bathroom, a bright living area, and a functional layout. The legal lower-level apartment also spans and includes 3 bedrooms, 1 full bathroom, a private separate entrance, and generous living space. In total, the home boasts 6 bedrooms and 2 full bathrooms, making it ideal for large families, multi-generational living, or those seeking additional rental income. The home has been extensively renovated throughout with updated flooring and contemporary finishes. Outside, you'll appreciate the detached garage, a long private driveway accommodating up to three vehicles, and expansive front and rear yards. The backyard backs directly walking trail, providing a peaceful natural setting with added privacy and green space. The upper unit is currently tenanted, providing immediate rental income, while the vacant legal lower unit offers flexibility for owner occupancy or the opportunity to secure a new tenant at current market rents. Whether you're looking for a turnkey investment, a mortgage helper, or a spacious home with room for extended family, 34 Hillcrest Ave. offers exceptional versatility, modern updates, and an outstanding location close to everything Chatham has to offer. This is a rare opportunity to own a renovated legal duplex with income potential in one of the city's established neighbourhoods.
Property Details
Listing
MLS® number
X13716612
Status
For Sale
Listed
Aug 26, 2026
Last updated
Oct 25, 2026
Possession
Flexible
Building
Type
Detached
Style
Bungalow
Approx. age
51-99
Approx. size
1,100–1,500 ft²
Basement
Apartment, Finished
Lot
Frontage
59.00 ft
Depth
150.00 ft
Lot area
≈ 8,850 ft² (calculated)
View
South
Community
Chatham-Kent
Parking & utilities
Garage
Detached, Garage, 1 space
Driveway
Private, 4 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$4,367 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
SUTTON GROUP KINGS CROSS INC.
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 6
Kitchens: 2 above grade
Basement: Apartment, Finished
Heating: Forced Air
Cooling: Central Air
Fireplace: Yes
Fireplaces: 1
Exterior
Waterfront features: None
Pool features: None
Property features: Public Transit, School, Fenced Yard
Cross street: Indian Creek Road East and Queen Street
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,291/mo
Mortgage (principal + interest)$1,927
Property taxFrom listing: $4,367/yr$364
Minimum $26,500 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$103,000
Ontario land transfer taxProvincial brackets, no first-time refund$6,775
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$112,575
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Chatham-Kent has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
