The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Exceptional opportunity for investors, short-term rental operators, or multi-generational families. Set on a private and secluded 1.25-acre retreat just approximately one hour from the GTA, this property is currently used as a licensed STA rental with approval for up to 8 guests, offering immediate income potential and flexibility. The property features two separate detached buildings and over $300,000 in recent upgrades completed between 2022 and 2024. The main bungalow offers a stylish designer kitchen with stainless steel appliances, inviting living spaces, and a warm cottage-inspired atmosphere. The professionally renovated second building provides a spacious games room, complete with a billiard table, along with additional sleeping quarters-ideal for guests, extended family, or rental use. Designed for year-round enjoyment, the property features upgraded winterized water lines, four-season accessibility, and year-round road access. Outdoor amenities include a hot tub, propane BBQ, and nearby lake access, creating the perfect setting for relaxation, entertaining, and memorable getaways.
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Age Groups
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Owners vs Renters
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,303/mo
Mortgage (principal + interest)$2,095
Property taxFrom listing: $2,492/yr$208
Minimum $31,000 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$112,000
Ontario land transfer taxProvincial brackets, no first-time refund$7,675
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$122,475
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Kawartha Lakes has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
