The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 34 Brock Street! Set in a mature, established northside St. Thomas neighbourhood, this beautifully maintained semi-detached brick home offers incredible value, with over 2,000 sq. ft. of finished, functional living space on an impressive 40' x 180' lot surrounded by mature trees and privacy on a quiet street.Built in 2012, the home welcomes you through a bright front foyer and into the open-concept main level, featuring gleaming hardwood floors, a generous living area with oversized windows, and a spacious dining area. The gorgeous kitchen offers stainless steel appliances, oak cabinetry with matte black hardware, pantry space and a convenient eat-up breakfast bar. Sliding doors lead to the recently refinished deck, overlooking the lush, private backyard-perfect for relaxing or entertaining.The primary bedroom is a beautiful retreat, complemented by an additional well-sized bedroom and a 4-piece bathroom completing the main level.The finished lower level offers high ceilings and ground-level windows, creating a bright and versatile extension of the living space. Enjoy an inviting recreation room, perfect for cozy family movie nights, a playroom or additional gathering space, along with two additional bedrooms, a 3-piece bathroom, laundry and plenty of storage.An attached garage with inside entry provides added convenience, with direct access to the backyard. A storage shed tucked beneath the deck provides excellent additional storage for lawn equipment, tools and seasonal items.Additional updates include light fixtures throughout, updated faucets, neutral paint colours and tasteful finishing touches throughout.Ideally located close to schools, parks, walking trails, shopping and convenient access to major routes, this home offers the perfect combination of space, privacy, functionality and value.This one truly must be seen to be appreciated-immense value awaits at 34 Brock Street!
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,305/mo
Mortgage (principal + interest)$2,020
Property taxFrom listing: $3,427/yr$286
Minimum $28,990 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$107,980
Ontario land transfer taxProvincial brackets, no first-time refund$7,273
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$118,053
First-time buyers can get up to $4,000 back on Ontario land transfer tax. St. Thomas has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
