The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 34 Birch Point Drive, a charming 3-bedroom brick bungalow tucked away on a quiet dead end location, offering 84 feet of waterfront on beautiful Pigeon Lake. This property combines comfortable living with the quintessential Kawartha Lakes waterfront lifestyle. Built in 1991, the home offers 3 bedrooms and 3 bathrooms, including a spacious primary bedroom with a 3-piece ensuite. 2 additional bathrooms, main floor 4-piece & basement floor 3-piece, providing plenty of convenience for family and guests. A wood-burning fireplace on the main level and a high-efficiency Pacific Energy wood-burning stove on the lower level add warmth and character, creating cozy spaces to enjoy throughout the seasons. The finished walkout basement provides additional living space along with plenty of storage for all your waterfront and family needs. Step outside to enjoy your private waterfront with a brand new dock installed in July 2026-perfect for boating, fishing, or simply relaxing by the lake. Recent updates include brand new windows (July 2026) and fiberglass shingles (2022). Municipal water adds convenience, while the home features a 200-amp electrical panel plus a linked 100-amp generator panel, accessible from an exterior plug and ready to connect to your choice of generator. With 84 feet of waterfront, a quiet dead-end location, walkout basement, generous storage, and recent updates, 34 Birch Point Drive is a wonderful opportunity to enjoy the beauty and lifestyle of Pigeon Lake, while being minutes to Ennismore, Bridgenorth and Fowlers Corners, and just 25 minutes to Peterborough.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,968/mo
Mortgage (principal + interest)$2,618
Property taxFrom listing: $4,193/yr$349
Minimum $44,990 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$139,980
Ontario land transfer taxProvincial brackets, no first-time refund$10,473
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$153,253
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Kawartha Lakes has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
