The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
OPEN HOUSE || SATURDAY SEPTEMBER 26th FROM 1:30 to 2:30PM ......DEEDED WATERFRONT ACCESS...Welcome to the heart of the LAND O' LAKES, where privacy, nature, and waterfront enjoyment come together. This well-maintained two-storey, four-season home offers 4 bedrooms, 1.5 bathrooms, and deeded waterfront access just steps from LITTLE FINCH LAKE. Built in 1993 and lightly lived in, this charming home sits on a beautifully treed 1.4-acre lot, providing exceptional privacy and a peaceful setting. Large windows throughout fill the home with natural light, creating bright and inviting living spaces.The upper level features a spacious primary bedroom and guest bedroom, both with patio doors leading to a covered second-storey porch complete with a warm knotty pine ceiling-the perfect place to enjoy your morning coffee or unwind while overlooking the surrounding forest.Covered porches on both levels extend your living space outdoors and offer a welcoming place to relax in every season. The full unfinished basement provides excellent storage and endless potential for future design & finishing. Lovingly cared for and move-in ready, this property is ideal as a year-round residence, family retreat, or recreational getaway. Enjoy the best of Land O' Lakes living with deeded water access, abundant wildlife, and the tranquility of a private country setting.
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What’s NearbyDistances approximate
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Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$1,476/mo
Mortgage (principal + interest)$1,309
Property taxFrom listing: $2,008/yr$167
Minimum $17,495 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$69,980
Ontario land transfer taxProvincial brackets, no first-time refund$3,724
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$76,504
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Addington Highlands has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
