The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Some houses are more than houses. They're the beginning of a love story. Think back to the movie that captured our hearts, The Notebook. The old house, the character, the charm, and the feeling that with a little love, it could become something truly special. 339 Garafraxa St E in Fergus has that same kind of magic. This century detached home has the character and warmth that simply can't be replicated in a new build. It has lived a life already and now it's ready for the next family to add their own chapter. While the romance of an older home is here, the stress of taking on all the major work isn't. The important updates have already been taken care of. The roof, plumbing, electrical, kitchen and bathrooms have all been recently completed, and the fireplace has been WETT certified. So instead of worrying about where to begin, you can simply move in, settle in and enjoy the home. Then add your own touches over time. This could be an especially wonderful opportunity for a family who wants to get into the Fergus market, appreciates the charm of an older home, and has a little creativity. You don't need to transform this house overnight. It's already a home. Remember when Noah took an old house and made it a place we all wanted to come home to in The Notebook, this home offers that same opportunity, a beautiful starting point with the major work already behind you and the freedom to make it uniquely yours. Imagine the years ahead, family dinners, birthdays, Christmas mornings, summer evenings and all those ordinary Tuesday nights that somehow become the memories you remember most. A century of stories have already been written here. Now it's your turn.
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Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
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What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,901/mo
Mortgage (principal + interest)$2,581
Property taxFrom listing: $3,843/yr$320
Minimum $43,990 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$137,980
Ontario land transfer taxProvincial brackets, no first-time refund$10,273
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$151,053
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Centre Wellington has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
