The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Set on the shores of Kushog Lake, this 4-season cottage offers a family-friendly setting in Algonquin Highlands with year-round access via a municipal road. Located roughly 30 minutes to both Haliburton and Minden, it's a convenient spot for stocking up on essentials while still enjoying time at the lake. With 150 feet of shoreline, the property features a flat lot that's ideal for kids and outdoor activities, along with a gradual sandy entry into the water-perfect for swimming and wading. Deeper water off the dock allows for boating, jumping in, and making the most of long summer days on the lake. Inside, the cottage offers 3 bedrooms and 1 bathroom, with a comfortable layout suited for family use. The main level family room provides a central space to gather, while the walkout lower-level rec room adds extra room for games, movie nights, or accommodating guests. Additional features include a detached single-car garage (16' x 24') for storage or workspace, along with a garden shed for tools and seasonal items. With a layout that supports both indoor and outdoor living, and a property designed for all ages to enjoy, this Kushog Lake cottage is well-suited for families looking to spend time together in a relaxed, waterfront setting.
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Estimated Rental Income
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,528/mo
Mortgage (principal + interest)$3,176
Property taxFrom listing: $4,220/yr$352
Minimum $59,900 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$169,800
Ontario land transfer taxProvincial brackets, no first-time refund$13,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$186,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Algonquin Highlands has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
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