The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Prime Lake Belwood waterfront on coveted Third Street, ready for your vision! If you know Lake Belwood, you know Third Street is one of the most desirable spots on the lake, and opportunities like this don't come along every season. With a wide, level lawn stretching right to the water's edge, a gentle shoreline perfect for launching kayaks and paddleboards, and the kind of panoramic lake view you'd expect in Muskoka - without the Muskoka price or the four-hour drive! Whether you're dreaming of building a custom lake house or transforming the existing cottage with a top-to-bottom renovation, this waterfront retreat offers plenty of potential. And there's no need to wait to start making memories! The existing cottage and spacious bunkie can accommodate 10+ guests, so you can enjoy summers at the lake while you plan for the future. Think boating, swimming, fishing, evenings around the bonfire, and sunsets that instantly de-stress. Best of all, you're less than an hour from Guelph, Kitchener-Waterloo, Milton, Burlington, Orangeville, and Caledon, making spontaneous day trips (or even a weeknight swim!) entirely possible. Part of the GRCA cottage lot program on leased land. Full-time use permitted April 15 to November 15, plus 10 days per month during the off-season. New construction and major renovations are subject to GRCA approval.
Property Details
Listing
MLS® number
X14027644
Status
For Sale
Listed
Oct 13, 2026
Last updated
Oct 20, 2026
Possession
Flexible
Building
Type
Detached
Style
Bungalow
Approx. age
Not provided by brokerage
Approx. size
700–1,100 ft²
Basement
None
Lot
Frontage
Not provided by brokerage
Depth
Not provided by brokerage
Lot area
Not provided by brokerage
View
East
Community
Belwood
Parking & utilities
Garage
None, 0 spaces
Driveway
Front Yard Parking, 4 spaces
Heating
Other
Cooling
Wall Unit(s)
Water / sewer
Not provided by brokerage
Taxes
Property tax
$1,710 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
Royal LePage Royal City Realty
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Bedrooms below grade: 1
Kitchens: 1 above grade
Basement: None
Heating: Other
Cooling: Wall Unit(s)
Fireplace: Yes
Fireplaces: 1
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Campground, Cul de Sac/Dead End, Greenbelt/Conservation, Lake Access, Lake/Pond, Wooded/Treed
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$1,788/mo
Mortgage (principal + interest)$1,646
Property taxFrom listing: $1,710/yr$143
Minimum $21,995 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$87,980
Ontario land transfer taxProvincial brackets, no first-time refund$5,273
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$96,053
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Centre Wellington has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
