The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 3305 Hyman Avenue, an impressive two-storey family home situated on an oversized lot in Ridgeway's sought-after Thunder Bay neighbourhood. Designed with family living in mind, this spacious home offers all the right rooms in all the right places. The main level features a formal dining room along with a bright, open-concept kitchen and living area-perfect for everyday family life and entertaining.A large two-car garage provides excellent parking and storage, while separate access from the garage to the basement adds flexibility and future potential. Outside, the oversized property and poured concrete rear patio provide plenty of room for entertaining, relaxing and enjoying the outdoors.The location is a real highlight. Enjoy easy access to the Friendship Trail for walking and cycling, along with the nearby Bernard Road municipal swimming beach and the shores of Lake Erie. Downtown Ridgeway, Crystal Beach, restaurants, shops, golf and other local amenities are also just minutes away.This well-maintained home offers numerous important updates and features, including: New furnace with EV light - 2024. New owned hot water tank - 2022. Roof replaced in 2018 with a 50-year limited warranty.New complete garage door opener system - 2026Culligan drinking-water purification system. HRV whole-home air ventilation system. Separate basement access from both the garage and interior. Updated utility sink and faucet in the mudroom. Poured concrete rear patio. Oversized lot. Large two-car garage. 3305 Hyman Avenue combines the space of a substantial family home with the outdoor lifestyle that makes Ridgeway's Thunder Bay area so desirable.A wonderful home, an exceptional lot and a location close to trails, beaches and Lake Erie-this is Ridgeway living at its best.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,279/mo
Mortgage (principal + interest)$2,727
Property taxFrom listing: $6,619/yr$552
Minimum $47,900 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$145,800
Ontario land transfer taxProvincial brackets, no first-time refund$11,055
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$159,655
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Fort Erie has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
