The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Simply exquisite three bedroom Bungalow on a quiet St Thomas street in the Eagle's Ridge subdivision. This home has been meticulously upgraded and loved by the original owners. The upgrades in this home go on and on. The foyer is warm and inviting with hardwood floors and trim feature wall. Bright spacious office/bedroom at the front of the house with feature wall, potlights and plantation shutters. Gourmet white kitchen with hardwood and quartz countertops. Island. Pantry. Eating area with hardwood. Greatroom is cozy and inviting with shiplap bump out for tv to hide all the cords. Hand stained beam. Hardwood floors. Electric shutters. Primary bedroom has a feature wall and a Neiman Market walk in. TV drops from secret ceiling compartment! Luxury ensuite with walk in and sloped bench tiled shower. Second bedroom and full bath. Beautiful laundry room with modern wallpaper wall and sink. Lower has been professionally finished with feature walls and a beautiful Elmira Stove Works gas fireplace in the family room. Two addtional bedrooms and another full bath complete the lower level space. Workshop and ample storage space in the utility room. Celebright lights on the front of home. Landscape lighting in the back. Beautifully landscaped yard with raised garden beds. Custon built shed or childrens playhouse/she shed. Firepit. Electrical in back yard. Beachcomer hot tub. Doug Tarry built Dunmoor B home. Nothing is builder grade in this 10/10 gem!
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,544/mo
Mortgage (principal + interest)$3,086
Property taxFrom listing: $5,488/yr$457
Minimum $57,500 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$165,000
Ontario land transfer taxProvincial brackets, no first-time refund$12,975
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$180,775
First-time buyers can get up to $4,000 back on Ontario land transfer tax. St. Thomas has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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