The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
DESIRABLE OTTER LAKE! HOME or COTTAGE! 305 ft WATERFRONT! CUSTOM BUILT LAKE HOUSE only 15 Years New! 3 + 1 bedrooms, 2 baths, Open concept plan with captivating vaulted ceilings, Hardwood floors, Walk out to private sundeck with glass rails, Ironstone Slate Metal roofing system 2023, High efficiency propane gas furnace, Convenient main floor bedroom & bath, Upper level boasts 2 bedrooms (1 offers walkout to a deck), Semi ensuite bath, Bright walkout lower level is ideal for guests and families, Featuring guest room/den, Rec room with walkout to lakeside, Rough in for 3rd bath, PRIVATE LOCATION on 1.31 Acres, Year round road access, Preferred lake system; Little Otter offers direct access to Big Otter, Full service marina, Resort Tappattoo, Miles of boating & fishing enjoyment, Great swimming right off the dock, Excellent docking system for your boats & relaxing lakeside. Don't miss this 4 season Lake House/Retreat!
Property Details
Listing
MLS® number
X13609960
Status
For Sale
Listed
Jul 27, 2026
Last updated
Jul 27, 2026
Possession
60-89 days
Building
Type
Detached
Style
2-Storey
Approx. age
6-15
Approx. size
1,100–1,500 ft²
Basement
Finished with Walk-Out
Lot
Frontage
305.00 ft
Depth
1082.00 ft
Lot area
≈ 330,010 ft² (calculated)
View
East
Community
Seguin
Parking & utilities
Garage
None, 0 spaces
Driveway
4 spaces
Heating
Forced Air
Cooling
None
Water / sewer
Not provided by brokerage
Taxes
Property tax
$2,441 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
RE/MAX Parry Sound Muskoka Realty Ltd
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Bedrooms below grade: 1
Kitchens: 1 above grade
Basement: Finished with Walk-Out
Heating: Forced Air
Cooling: None
Fireplace: Yes
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Arts Centre, Beach, Golf, Hospital, Park
Cross street: Otter Lake Rd & James Bay Junction S
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$4,300/mo
Mortgage (principal + interest)$4,096
Property taxFrom listing: $2,441/yr$203
Minimum $84,500 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$219,000
Ontario land transfer taxProvincial brackets, no first-time refund$18,375
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$240,175
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Seguin has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
