The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to your Lake Vernon escape! This beautifully renovated 3-bedroom, 1-bath cottage offers the perfect opportunity to enjoy the natural beauty and tranquility of Muskoka. Although situated on the mainland, this water-access only cottage offers exceptional lake views. The property offers a combination of comfortable, updated living with the rugged landscape that makes the setting so special. Inside, the cottage features a bright, open concept living space designed to take full advantage of the spectacular surroundings. Extensive renovations have created a comfortable and inviting retreat while maintaining the charm and character of a true cottage getaway. The spacious layout provides three beds, 4-piece bath, complete with an incinerator toilet and an outhouse for added convenience. The property is water-access only, offering a wonderful sense of privacy and escape while minimizing drop-in guests! While the land is rugged and the driveway has not been installed, the natural terrain contributes significantly to the elevated feel and incredible views. A rare opportunity to own mainland on Lake Vernon with over 200 miles of destination boating on the connector lakes of Fairy, Pen and Mary. Whether you are looking for a weekend getaway, a family cottage or a place to unplug and enjoy the lake, this renovated Lake Vernon retreat is ready to be enjoyed.
Property Details
Listing
MLS® number
X13701796
Status
For Sale
Listed
Aug 21, 2026
Last updated
Sep 29, 2026
Possession
Immediate
Building
Type
Detached
Style
2-Storey
Approx. age
31-50
Approx. size
1,500–2,000 ft²
Basement
None
Lot
Frontage
122.00 ft
Depth
908.00 ft
Lot area
≈ 110,776 ft² (calculated)
View
North
Community
Stisted
Parking & utilities
Garage
None, 0 spaces
Driveway
None, 0 spaces
Heating
Baseboard
Cooling
None
Water / sewer
Not provided by brokerage
Taxes
Property tax
$3,335 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
Royal LePage Lakes Of Muskoka Realty
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Kitchens: 1 above grade
Basement: None
Heating: Baseboard
Cooling: None
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Clear View, Lake Access, Marina, Sloping, Waterfront, Wooded/Treed
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,331/mo
Mortgage (principal + interest)$2,053
Property taxFrom listing: $3,335/yr$278
Minimum $29,889 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$109,778
Ontario land transfer taxProvincial brackets, no first-time refund$7,453
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$120,031
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Huntsville has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
