The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Located in Ridgeway's sought-after Thunder Bay neighbourhood and just steps from the shores of Lake Erie, this beautifully renovated raised ranch bungalow offers almost 1,900 sq ft of finished living space, impressive curb appeal, and thoughtfully upgraded spaces with luxurious features and finishes for everyday living, entertaining, and gathering with family and friends. The bright main level features a spacious eat-in kitchen with centre island and patio doors to the raised back deck, along with an inviting living room highlighted by a wood-burning fireplace. Two bedrooms, a 4pc bathroom, and convenient inside access to the attached double-car garage complete the main floor. The finished lower level offers even more living space with a large recroom warmed by a wood-burning stove, a third bedroom, 3pc bathroom, and convenient walk-out to the backyard-creating an ideal setup for family, guests, hobbies, or a private retreat. Extensive recent improvements include updated windows, exterior doors and garage door, tankless water heater, central air conditioner, furnace, soffit, fascia, eavestroughs and a custom garden shed. Step outside from either level and enjoy lake breezes in the peaceful, private, tree-lined backyard. An expansive stamped-concrete patio with a covered area, raised deck, perennial gardens, mature trees and decorative shrubs create multiple spaces to dine, entertain or simply unwind. The stamped-concrete double-wide driveway with decorative edging adds another polished touch to the home's curb appeal. Ideally situated between the 26-km Friendship Trail and Lake Erie, you're just minutes from Downtown Ridgeway's shops, restaurants and weekly Farmers' Market, with Crystal Beach's sandy shoreline, shops and restaurants nearby. The QEW and Peace Bridge are also just a short drive away. Beautifully updated, surrounded by nature and moments from the lake - this is Ridgeway living at its best.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,340/mo
Mortgage (principal + interest)$2,989
Property taxFrom listing: $4,208/yr$351
Minimum $54,900 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$159,800
Ontario land transfer taxProvincial brackets, no first-time refund$12,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$175,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Fort Erie has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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